Retirement Income Planning
Retirement income planning is a way to replace your current monthly income with new sources of revenue. Whether that’s rent from real estate properties, Social Security, or a pension, a financial advisor will show you how to cover your expenses and still have some leftover cash at your disposal. At The FedUp Group, we help people in the Nashville metropolitan area find strategies that work for them.
Efficient Tax Planning
Capital gains, deferments, donations, trusts, and deductions are just a few strategies that go into efficient tax planning. If you’re used to talking to your accountant or filing on your own, you might be shocked at just how much you’re tipping the government. At The FedUp Group, you can work with financial advisor Timothy McCleskey Jr. to maximize your assets for the time you need them most.
Maximizing Social Security
Maximizing Social Security in the Nashville metropolitan area starts with knowing the system. If you want the rules to work to your advantage during your retirement, The FedUp Group can give you some guidance. Considering how much you’ve likely contributed to the program over the years, we highly recommend taking a few extra steps so that you are sure to get the benefit check you earned.
MEET TIMOTHY MCCLESKEY, JR.
Author Timothy McCleskey, Jr. has worked in the financial services industry for over 18 years. Tim’s approach to eliminating debt, is done by helping people to become aware of how they behave with money through interactive instruction. Tim works as a consultant, conducting Benefit and Retirement seminars for Federal agencies such as the IRS, Bureau of Prisons, Social Security Administration, Federal Bureau of Investigations and others.
He presently serves as a member of the American Society of Military Comptrollers (ASMC) and The Association for the Improvement of Minorities in the Internal Revenue Service (AIM-IRS).
With an associate and bachelor’s degree in psychology, Tim remains steadfast in working with individual clients by helping them to understand their behaviors with money and how their conduct with personal assets determines their financial future.
Let’s Erupt Your Debt
The Erupt Your Debt Program is a month to month based initiative where together we will work to develop a system of accountability for you and your money. For the first few months we will communicate either by phone, text or email to establish your Four Legs of Balance. This will include exercises to formulate a complete breakdown of your spending habits and overall attitude with money. From this, you will be shown how to eliminate your debt in 20% of the time, with money you already have…
How We Help
Learn Financial Truths
Eliminate Debt
1 on 1 Consulting
Gain Financial Security
The fedup group
The Retirement Architects
What does it mean to be a retirement architect in the Nashville metropolitan area? At The FedUp Group, it’s about building a financial foundation that can withstand even the most powerful adverse forces. Advisor Timothy McCleskey Jr. knows that anything from inflation to a natural disaster can threaten a person’s financial health, and he won’t stop until he’s mapped out an income blueprint that will give you all the protection you need (and more).
WHO I’VE WORKED WITH
F.A.Q
Why should I complete these exercises?
You Can’t Change What You Don’t Know. We can get excited about the idea of paying off debt fast. But if we don’t know what got us into debt in the first place, we are doomed to repeat the cycle again. The exercises are there to help you understand why you are in the financial position you are in and what resources you presently have available to help you eliminate your debt in 20% of the normal time it would take to pay them off!
Will I have less money if I'm not contributing to my 401K while eliminating my debt?
No. What’s even better is that it not only gives you more resources, but it also creates more opportunities and options for what to do with the extra money you’ll have. Oh, and by the way, you won’t have the debt either!
Will this plan work for me if I only have a few years left to work before I retire?
Absolutely! In fact, I have many clients who have had 5, 3, even 2 years left to work and we still created a plan for them to eliminate all their debt by the time they retired. (Listen to one of the videos added on the website to get a glimpse of what can happen for you)
Can I still accomplish the goal of paying off all the debt even if I don't use all Four Legs of Balance?
Yes. Just remember, if you want to eliminate your debt in 20% of the time, you have to consider using all Four Legs to your advantage. There are a few examples in The Workbook that show what happens when people only use a few Legs.
What if I get sidetracked? Can I start again?
You sure can! And to be honest, we all get a little sidetracked every once in a while. No worries. I am here to help you stay the course. Remember, this is a journey, not a weekend vacation. The more you appreciate what you will learn about yourself, the better opportunity you’ll have in not only erupting your debt but creating a mindset that will set you up financially for life!
Let’s Chat
We would love to hear from you! Whether you’re seeking expert financial advice, have inquiries about our services, or simply want to discuss your financial goals, the FedUp Group is here to help.
Investment advisory services provided by Tucker Asset Management LLC, a registered investment advisor. Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Products and features are subject to state availability. Not endorsed by or affiliated with any governmental entity.