Are you aware of whose getting your money?

I’m amazed at where my life is now from where I’ve been. Even though you see the warm inviting smile I always remember where I’ve come from so I can truly appreciate where I am now. It was just about four years ago when I decided to start the FedUp group. For the past 13 years, I have worked with federal, military, and civilian employees on how to effectively plan and prepare for retirement. What I found is that many of these clients I had couldn’t afford to retire due to their behavior in spending. Mind you, most of my clients would have a pension, social security, and a 401K for income at retirement. Yet there was still a challenge for many of them to meet their financial obligations.

I believe the opportunity to create the Fedup Group came for me at a time when I least expected it. I happen to be the host coordinator at my church for the Financial Peace Course by Dave Ramsey back in 2016. Along with hosting the course during Wednesday night bible study time, I found myself trying to incorporate the principles in my daily work with my clients. What I found is that I just didn’t have the time to truly go over everything as it pertained to their retirement and also help them with debt. So, I created a system called the Four Legs of Balance. The great thing about it was I had time to perfect the system while working with my clients day in and day out. Finally, my ah-ha moment came.

I was fortunate to attend a town hall meeting that Dave Ramsey was hosting at his offices in Brentwood, TN where I had the opportunity to meet Chris Hogan who worked with the Ramsey Team at the time. I explained the challenge I had in trying to help my clients plan for retirement but found myself trying to explain the Financial Peace system because they had debt. The response I got from Chris was not what I expected, yet I am happy to say I’m glad I was there to ask what to do. In his deep baritone voice, he said, “You need to write a book.” That was it. That’s all he said. In my sheepish voice, I replied, “OK.” That’s how the FedUp group got started and that’s where The Volcanic Eruption of Debt book was conceived. 

Now I spend time using the system, The Four Legs of Balance, educating people on how they presently behave with money by giving them practical educational tools that allow them to see where their money is going and the process that they are able to use so they can eliminate it fast!

Thankfully I have a very supportive family that allows me to grow in my gift. Believe it or not, my wife is not the spender in our family, nor is my son (unless he wants V-bucks or some kind of bucks for gaming). I’m the spender! And I am proud to say that I’ve used my own system to erupt debt for myself and my wife. I want you to have this same experience and sense of peace that we have when debt no longer consumes your life. This happened all because we decided to not allow debt to control our financial destiny. Are you ready to get FedUp yet?